In 2023, my portfolio returned 21.76% and the S&P 500 index returned 26.29%. Cash holdings averaged 72% for the year. Personal Performance vs. S&P 500 Index (with dividends reinvested) Year Personal S&P 500 ------------------------------------------------------------- 2018 30.36 (4.38) 2019 11.59 31.49 2020 17.15 18.40 2021 21.15 28.71 2022 5.78 (18.11) 2023 21.76 26.29 ------------------------------------------------------------- Compounded Annual Gain 2018 - 2023 17.70% 12.07%
Nice. Amazing you performed that well with so much cash on the sidelines!